Unlocking Benefits for Ex-Servicemen in Central Texas

Benefits Every Ex-Serviceman Can Claim in Central Texas

Ex-servicemen and veterans in Central Texas have access to one of the strongest benefit packages in the nation, including VA disability compensation (up to $3,938.58/month for 100% disabled), comprehensive healthcare through the Central Texas Veterans Health Care System, up to 150 credit hours of tuition-free education through the Hazlewood Act, and full property tax exemptions for 100% disabled veterans. The Waco VA Regional Office provides free claim assistance through multiple Veterans Service Organizations.

Quick Facts

Federal VA Benefits for Central Texas Veterans

VA Disability Compensation

VA Disability Compensation is a tax-free monthly payment for veterans with service-connected conditions . Eligibility is based on a current diagnosis of a condition that began or worsened during active duty service, with a medical nexus connecting the condition to an in-service event.

🩺 Blood Pressure Monitor

Clinically validated automatic blood pressure monitor with an easy-to-read display. Great for daily home monitoring.

Check Price on Amazon →

💊 Weekly Pill Organizer

Keep medications organized with a weekly pill organizer designed for easy daily use at home or while traveling.

Check Price on Amazon →

🌡️ Heating Pad for Back Pain

Electric heating pad designed to help soothe back, neck and shoulder discomfort with adjustable heat settings.

Check Price on Amazon →

As an Amazon Associate, we may earn from qualifying purchases.

2026 Monthly Rates (Single Veteran, No Dependents):

How to Apply: File online at VA.gov, by mail, or in person at the Waco VA Regional Office . Use VA Form 21-526EZ for initial disability claims.

VA Healthcare in Central Texas

Central Texas Veterans Health Care System

The Central Texas Veterans Health Care System serves veterans across 35 counties . Key facilities include:

Doris Miller VA Medical Center (Waco)

• Location: 4800 Memorial Drive, Waco, TX

• 24/7 care 

• Primary care, mental health services

• Home to the Central Blind Rehabilitation Center — a national referral facility

Olin E. Teague Veterans’ Medical Center (Temple)

• Serves as the medical/surgical referral center for the system 

• Located near Fort Cavazos

Services for Veterans :

• Regular checkups with primary care providers

• Specialist appointments (cardiologists, gynecologists, mental health)

• Home health and geriatric care

• Medical equipment, prosthetics, and prescriptions

• Mental health services

How to Apply: Complete VA Form 10-10EZ online at VA.gov, by mail, or in person at any VA facility .

GI Bill Education Benefits

Post-9/11 GI Bill (Chapter 33):

• Tuition and fees paid directly to the school

• Monthly housing allowance (tax-free, based on school ZIP code)

• Books and supplies stipend (up to $1,000/year)

Montgomery GI Bill (Chapter 30):

• Requires $1,200 contribution during enlistment

• Flat-rate monthly payment

Dependents’ Educational Assistance (Chapter 35/DEA):

• Available to spouses and dependents of veterans who are permanently and totally disabled from service-connected conditions

VetSuccess on Campus (VSOC): Texas A&M-Central Texas has a full-time VA vocational counselor on campus serving as a “one-stop liaison” for veterans and military-connected students .

VA Home Loans

• 0% down payment

• No private mortgage insurance (PMI)

• Competitive interest rates

• VA funding fee waived for veterans with service-connected disability ratings

Texas State Benefits

Texas Property Tax Exemptions

Texas offers some of the most generous property tax exemptions in the country for veterans .

100% Exemption for 100% Disabled Veterans:
Veterans with a 100% disability rating or TDIU are exempt from all property taxes on their primary residence — with no home value cap .

Partial Exemptions:

Special Provisions:

• Age 65+ with 10%+ disability: Additional $12,000 exemption 

• Surviving spouses: Can continue the exemption if they do not remarry 

• PACT Act survivors: HB 2508 (2025) extends the exemption to surviving spouses of veterans who died from PACT Act-qualifying conditions, regardless of disability rating 

How to Apply:

• Submit Texas Comptroller Form 50-114 (or Form 50-135 for 100% disabled) to your county’s Central Appraisal District

• Include your VA rating letter and proof of ownership/occupancy

County Appraisal Districts in Central Texas:

• McLennan County (Waco)

• Bell County (Temple, Killeen)

• Brazos County (Bryan-College Station)

• Coryell County

• Falls County

No State Income Tax

Texas has no individual state income tax . Military retirement pay, VA disability compensation, and all other income are not taxed at the state level.

Hazlewood Act: Free Tuition for Veterans and Dependents

What It Is: The Hazlewood Act provides up to 150 credit hours of tuition and most fee exemptions at Texas public colleges, universities, and technical schools . It does NOT cover living expenses, books, or supply fees .

Veteran Eligibility:

• U.S. Armed Forces service (including National Guard and Reserve activated under federal orders)

• Texas resident when entering service OR established Texas residency at least 12 months before enrollment

• Honorable discharge

• Not in default on any state-funded student loan

• Exhausted or ineligible for federal education benefits (including the Post-9/11 GI Bill)

Dependent/Spouse Eligibility (Legacy Program):
Spouses and children of veterans determined by the VA to be 100% permanently and totally disabled are entitled to receive up to 150 credit hours of exemption each .

How to Apply:

• Submit initial application with DD-214 to your school’s financial aid or veterans affairs office

• Submit renewal applications for continuing enrollment 

• Application processing generally takes 1-2 weeks 

Application Deadlines for 2026 :

• Spring 2026: April 24, 2026

• Summer 2026: July 31, 2026

• Fall 2026: November 20, 2026

• Spring 2027: April 23, 2027

TxDOT Veterans Discount Program (Free Tolls)

Since 2012, TxDOT has waived tolls for eligible veterans in vehicles registered with Texas and displaying qualifying specialty license plates .

Who Qualifies:

• Congressional Medal of Honor recipients

• Air Force Cross, Distinguished Service Cross, Navy Cross recipients

• Purple Heart recipients

• Disabled veterans with 50%+ service-connected disability

• Veterans who qualify for disabled veteran license plates under Transportation Code Section 504.202 

Central Texas Toll Roads with Free Tolls :

• SH 130 (Segments 1-4)

• SH 45 North and SH 45 Southeast

• Loop 1 (from Parmer Lane to SH 45N)

What to Do Next: Obtain a qualifying specialty license plate through the Texas Department of Motor Vehicles. No enrollment is required — tolls are automatically waived on TxDOT roads when traveling with qualifying plates .

Other Texas Benefits

• Free vehicle registration (100% disabled veterans)

• Free driver’s license (60%+ disability)

• Free hunting and fishing license (50%+ disability)

• 10-point state employment preference (30%+ disability)

Free Claim Assistance at the Waco VA Regional Office

The Waco VA Regional Office at 701 Clay Avenue, One Veterans Plaza, Waco, TX 76799, is the hub for veterans benefits assistance in Central Texas .

Hours: Monday-Friday, 8:30 AM – 4:00 PM 

Services Provided :

• Counseling about VA benefit eligibility and how to apply

• Information about VA health care and memorial benefits

• Assistance with disability claims, pension, GI Bill, and home loans

• Outreach to veterans, including homeless veterans

Veterans Service Organizations at Waco VA Regional Office:

• American Legion: 254-299-9960

• Disabled American Veterans (DAV): 254-299-9932

• AMVETS: 254-299-9952

• Paralyzed Veterans of America: 254-299-9940

• Texas Veterans Commission: 254-299-9950

• Veterans of Foreign Wars: 254-299-9959

Visiting the Regional Office:

• Parking is free

• Enter the parking area off of Clay Avenue and 6th Avenue 

• Virtual appointments can be scheduled through the Visitor Engagement Reporting Application (VERA) 

Local VA Healthcare and Support Facilities

Central Texas VA Facilities

Texas A&M-Central Texas VetSuccess on Campus

• Full-time VA vocational counselor on campus 

• Assistance with VA educational benefits, disability compensation, home loans, and more

• Job placement assistance and counseling services 

Central Texas Coverage Area

The Central Texas Veterans Health Care System serves veterans in 35 counties including Anderson, Bastrop, Bell, Blanco, Bosque, Brazos, Brown, Burnet, Coryell, Falls, Hamilton, Hays, Hill, Lampasas, Lee, Leon, Limestone, McLennan, Milam, Mills, Navarro, Robertson, San Saba, Somervell, Travis, Williamson, and others .

Common Questions

1. What VA benefits are available in Central Texas?
Central Texas veterans have access to VA disability compensation, healthcare through the Central Texas Veterans Health Care System, GI Bill education benefits, VA home loans, and free claim assistance at the Waco VA Regional Office .

2. Where is the Waco VA Regional Office?
The Waco VA Regional Office is at 701 Clay Avenue, One Veterans Plaza, Waco, TX 76799. Hours are Monday-Friday, 8:30 AM – 4:00 PM .

3. Do veterans pay property taxes in Texas?
It depends on the disability rating. 100% disabled veterans are exempt from all property taxes on their primary residence. Veterans with 10%-99% ratings receive partial exemptions .

4. What is the Hazlewood Act and who qualifies?
The Hazlewood Act provides up to 150 credit hours of tuition-free education at Texas public colleges. Veterans and dependents of 100% disabled veterans qualify .

5. Does Texas tax military retirement pay?
No. Texas has no state income tax, so military retirement pay and VA disability compensation are not taxed .

6. Where can I get free help with my VA claim in Central Texas?
Free claim assistance is available through multiple Veterans Service Organizations at the Waco VA Regional Office, including DAV, American Legion, VFW, and Texas Veterans Commission .

7. What is the 2026 VA disability rate for a 100% disabled veteran?
A single 100% disabled veteran receives $3,938.58 per month in 2026. Rates increase with dependents.

8. Does TDIU count as 100% disabled for Texas benefits?
Yes. TDIU (Total Disability Individual Unemployability) counts as 100% for Texas state benefit purposes .

9. Are surviving spouses eligible for property tax exemptions in Texas?
Yes. Unremarried surviving spouses can continue the property tax exemption. New legislation (HB 2508) extends the exemption to spouses of veterans who died from PACT Act-qualifying conditions .

10. What education benefits are available for dependents of disabled veterans?
Dependents of 100% permanently and totally disabled veterans qualify for the Hazlewood Act Legacy Program (150 credit hours of tuition exemption) and Chapter 35 DEA education benefits .

Key Takeaways

• 100% disabled veterans in Texas receive a complete property tax exemption on their primary residence — no home value cap .

• The 2026 100% disability rate is $3,938.58/month for a single veteran, with a 2.8% COLA increase applied automatically .

• TDIU qualifies for all Texas state benefit purposes, including the property tax exemption and Hazlewood Act dependents benefits .

• The Waco VA Regional Office provides free claim assistance through DAV, American Legion, VFW, and the Texas Veterans Commission .

• The Hazlewood Act provides up to 150 credit hours of tuition exemption at Texas state schools for veterans and dependents of 100% disabled veterans .

• Texas has no state income tax, making military retirement pay and VA disability compensation fully exempt .

• The TxDOT Veterans Discount Program waives tolls on Central Texas toll roads for veterans with qualifying specialty license plates .

• Veterans with disability ratings between 10% and 99% receive partial property tax exemptions ranging from $5,000 to $12,000 .

• Surviving spouses of veterans who died from PACT Act-qualifying conditions can now receive the property tax exemption regardless of the veteran’s disability rating at death .

• Free assistance is available for VA claims, healthcare enrollment, and benefits counseling at the Waco VA Regional Office and Central Texas VA health care facilities .

Official Resources

• Waco VA Regional Office: 701 Clay Avenue, One Veterans Plaza, Waco, TX 76799 | (800) 827-1000

• Doris Miller VA Medical Center: 4800 Memorial Drive, Waco, TX 76711 | 24/7

• Olin E. Teague Veterans’ Medical Center: 1901 Veterans Memorial Drive, Temple, TX

• Texas Veterans Commission: tvc.texas.gov | (512) 463-6564

• Texas Comptroller Property Tax Exemptions: comptroller.texas.gov

• TxDOT Veterans Discount Program: txdot.gov/discover/toll-roads-managed-lanes/paying-tolls/txdot-veterans-discount-program.html

• Hazlewood Act Information: tvc.texas.gov/education/hazlewood

• VA.gov: va.gov — Apply for benefits online

• Texas A&M-Central Texas Military and Veteran Services: (254) 519-5423 | va@tamuct.edu

Introduction to Ex-Servicemen Benefits

Ex-servicemen and veterans represent a group of individuals who have made significant sacrifices for their country. In Central Texas, a region with a deep connection to military service, there are various institutional and community-based programs designed to support these individuals and enhance their quality of life. Recognizing and facilitating benefits for ex-servicemen is not just an act of goodwill but a recognition of their dedication and service to the nation.

The benefits available to ex-servicemen encompass a wide array of resource options. These include healthcare services, educational assistance, housing programs, and financial aid, among others. Each of these benefits serves to provide essential support that can significantly impact the lives of veterans and their families. For instance, healthcare benefits ensure access to medical services critical for maintaining the well-being of those who have served in armed conflicts, while educational programs open pathways for continued development and career opportunities post-service.

Furthermore, housing assistance programs specifically designed for veterans can alleviate the stress of finding suitable accommodation, addressing a common challenge many ex-servicemen face upon their return to civilian life. Financial benefits, including disability compensation and pension plans, provide veterans with the necessary resources to manage daily living expenses and secure a stable future.

In Central Texas, local organizations and government agencies collaborate to create awareness regarding these benefits. Proper guidance helps veterans navigate through available options, ensuring they receive the support entitled to them. As the community continues to honor the service of ex-servicemen, understanding the significance of these benefits becomes crucial in acknowledging the crucial roles they play in enhancing the lives of those who have served in the military.

VA Disability Compensation Overview

VA Disability Compensation is a crucial financial benefit that provides monthly payments to veterans who are disabled due to injuries or diseases incurred during military service. This compensation is designed not only to assist those who have served but also to acknowledge the sacrifices they have made for their country. The amount a veteran can receive through VA disability compensation depends on the severity of their disability, which is assessed using a percentage scale from 0% to 100%. Each percentage corresponds to a specific compensation amount, with higher percentages yielding greater financial support.

The VA utilizes a comprehensive evaluation process to determine a veteran’s level of disability. This process includes a review of medical records, service history, and any relevant documentation that can substantiate the disability claim. Veterans may be granted compensation for a range of conditions, including physical injuries, mental health disorders, and other medical issues linked to their time in service. It’s important to note that the VA operates on a disability rating system that prioritizes conditions that are directly connected to military service.

The maximum compensation amount available for a veteran classified as 100% disabled is $3,938.58 per month as of the latest update. This figure reflects the significant impact that a total disability can have on a veteran’s daily life and their ability to maintain financial stability. Veterans are encouraged to thoroughly explore their eligibility and benefits through the VA, as many may be unaware of the full range of support available to them. Additionally, those seeking assistance can reach out to local organizations or Veteran Service Officers (VSOs) who specialize in helping veterans navigate the compensation application process, ensuring they receive the benefits they rightfully deserve.

Healthcare Access through Central Texas Veterans Healthcare System

The Central Texas Veterans Health Care System (CTVHCS) plays a pivotal role in ensuring that veterans receive the healthcare they deserve. Spanning across various locations including Waco, Temple, and Austin, this healthcare network is dedicated to providing comprehensive services tailored specifically for ex-servicemen. The range of services offered encompasses primary care, specialized services, mental health support, and rehabilitation programs, allowing veterans to access the care they need in a centralized location.

One of the primary benefits of the CTVHCS is its commitment to ensuring that healthcare is both accessible and high-quality. Veterans face unique health challenges, and the CTVHCS is equipped to address these issues effectively. From the management of chronic physical conditions to support for mental health issues like PTSD, the system is designed to accommodate the diverse needs of former service members. Moreover, CTVHCS has implemented various outreach programs aimed at educating veterans about the options available to them, thereby promoting engagement with their healthcare.

Navigating the healthcare system as a veteran can sometimes be daunting; however, several resources facilitate this process. Veterans can find assistance through assigned care coordinators who help streamline services and appointments. Additionally, various online platforms provide information on eligibility and application processes for benefits, making it easier for veterans to understand and access their rights. By leveraging these resources, ex-servicemen can maximize their healthcare benefits and receive timely medical assistance.

In summary, the Central Texas Veterans Health Care System serves as a crucial provider of healthcare services to veterans, enhancing their access to essential medical care and ensuring they receive the support they require for their unique health journeys.

Educational Benefits under the Hazlewood Act

The Hazlewood Act, a piece of legislation unique to the state of Texas, provides significant educational benefits to eligible veterans and their dependents. This act allows qualifying ex-servicemen to receive tuition and fee exemptions for up to 150 credit hours at public colleges or universities in Texas. The purpose of the Hazlewood Act is to encourage educational advancement among veterans, helping them reintegrate into civilian life and improve their job prospects through higher education and vocational training.

To qualify for the benefits under the Hazlewood Act, veterans must meet certain criteria. Applicants must have served on active duty and received an honorable discharge from the military. Additionally, eligibility is often contingent upon the length of service; typically, individuals who have served a minimum of 181 days may qualify. It is important for veterans to ensure they provide adequate documentation, including their DD-214 form, during the application process.

One of the notable features of the Hazlewood Act is that the benefits can be transferred to dependents of eligible veterans. This provision enables family members, such as children or spouses, to benefit from the educational opportunities afforded by the act, thus extending its reach beyond the veterans themselves. Furthermore, the act covers not just tuition but also mandatory fees, making it a comprehensive support system for those pursuing education.

Veterans seeking to take advantage of the Hazlewood Act should consult with the education departments of their chosen institutions to ensure they understand the requirements and deadlines pertinent to the application process. By leveraging these educational benefits, ex-servicemen can significantly reduce their financial burden while pursuing their academic and vocational goals, ultimately enhancing their livelihoods and community engagement.

Property Tax Exemptions for Disabled Veterans

In Central Texas, property tax exemptions provide significant financial relief for veterans, particularly those who are 100% disabled. The State of Texas recognizes the sacrifices made by these individuals, which is reflected in the array of benefits available to them, primarily through property tax exemptions. These exemptions serve to alleviate the financial responsibilities associated with property ownership, thereby reducing the overall tax burden on disabled veterans.

To qualify for this exemption, the veteran must possess a 100% disability determination from the U.S. Department of Veterans Affairs (VA). It is essential that veterans provide appropriate documentation proving their disability status, directly linking it to their military service. Once this eligibility is established, the actual property tax exemption can be applied, which typically exempts the veteran’s home from property taxes entirely.

The application for property tax exemptions for disabled veterans must be submitted to the local appraisal district where the veteran’s property is located. The Texas Legislature has streamlined the application process to ensure that eligible veterans can easily access these benefits. Additionally, applying for this exemption generally involves filling out Form 50-114, which the Texas Comptroller of Public Accounts provides. Veterans are encouraged to apply as soon as they receive their disability rating, as the exemption can subsequently reduce their annual property tax payments significantly.

Furthermore, upon the unfortunate passing of the disabled veteran, the exemption may extend to the surviving spouse, provided they do not remarry. This ensures that the financial relief continues for the veteran’s family, highlighting the state’s commitment to supporting those who have served in the military. By utilizing these property tax exemptions, disabled veterans in Central Texas can enjoy greater financial stability and peace of mind.

Claim Assistance from Waco VA Regional Office

The Waco VA Regional Office provides essential support for ex-servicemen seeking claim assistance in Central Texas. Veterans often experience challenges navigating the complexities of the claims process, and that is where the role of veterans service organizations becomes invaluable. These organizations collaborate with the Waco VA to ensure that veterans receive appropriate guidance when submitting their claims for benefits.

Veterans can access claim assistance through a variety of local service organizations, each offering expertise tailored to meet the needs of those who have served. These organizations typically provide free services that include help with completing application forms, gathering necessary documentation, and understanding eligibility criteria. The strategic partnership between the Waco VA Regional Office and these service organizations enhances the experience for veterans, making it more manageable to file a claim successfully.

In addition to assisting with the initial claim submission, these organizations stand ready to support veterans throughout the entire claims process. This includes follow-ups on pending claims, appeals for denied claims, and education on available benefits. The availability of such services highlights the importance of assistance, especially for veterans who may feel overwhelmed or uncertain about the required processes.

Accessing these resources is straightforward; veterans can visit the Waco VA Regional Office directly or contact affiliated veterans service organizations. It is recommended to schedule an appointment to ensure adequate time and attention can be dedicated to each individual’s needs. Thus, the Waco VA Regional Office, through its network of service organizations, plays a critical role in facilitating the claims process, ensuring that veterans receive the benefits they are rightfully entitled to.

The Role of Veterans Service Organizations (VSOs)

Veterans Service Organizations (VSOs) play a crucial role in assisting ex-servicemen in navigating the complex landscape of benefits available to them. These organizations are primarily dedicated to providing support regarding various veterans’ affairs, including claims for disability compensation, education benefits, and healthcare access. For many veterans, the process of understanding and applying for benefits can be overwhelming, given the extensive paperwork and specific regulations involved.

One of the primary functions of VSOs is to help veterans complete the necessary paperwork for their claims. Given the intricate details required in documents such as the VA Form 21-526 for disability compensation, having an experienced representative can significantly reduce errors and streamline the process. VSOs often provide one-on-one assistance, guiding veterans in listing their service-related conditions and ensuring that all required evidence and supporting documentation are included. This comprehensive support not only aids in the timely processing of claims but also increases the likelihood of a successful outcome.

Moreover, VSOs serve as a valuable resource hub, connecting veterans with various services and programs that may be available to them. These organizations frequently host workshops, informational sessions, and events where veterans can learn about a range of benefits, from vocational rehabilitation to housing assistance. By serving as a liaison between ex-servicemen and governmental agencies, VSOs greatly enhance the accessibility of essential resources and information. In this way, they play a critical part in empowering veterans to advocate for themselves and receive the benefits they rightfully deserve.

Success Stories and Testimonials

The journey of ex-servicemen often comes with unique challenges, yet numerous veterans in Central Texas have turned to available benefits that have significantly transformed their lives. One notable story is that of John, a former Army sergeant who, upon returning to civilian life, struggled with reintegration. With the assistance of local veteran services, John unlocked educational benefits that allowed him to pursue a degree in information technology. Today, he holds a managerial position in a tech firm, attributing much of his success to the support he received.

Similarly, Maria, a former Navy personnel, shared her experience with healthcare benefits that enabled her to obtain necessary medical treatment for a service-related injury. The access to quality healthcare not only allowed her to manage her physical condition but also improved her mental well-being. Through therapy sessions funded by veteran support programs, Maria has found a renewed sense of purpose, volunteering to aid other veterans through their struggles. She emphasizes that the resources available to ex-servicemen are invaluable and can lead to remarkable changes.

Furthermore, testimonials from community programs illustrate the importance of networking among veterans. Robert, a veteran now engaged in entrepreneurship, recounts how attending workshops funded by veteran services gave him the confidence and skills to start his own business. His venture not only supports his family but also creates job opportunities for fellow veterans, thereby fostering a sense of community and purpose. These narratives serve as a strong encouragement for all ex-servicemen, underlining the vital role that benefits play in shaping positive life outcomes.

As illustrated by these success stories, the available resources extend far beyond financial support; they encompass education, healthcare, and community engagement, all of which contribute to substantial improvements in the quality of life for ex-servicemen in Central Texas. It is imperative that veterans recognize these opportunities and take proactive steps to seek them out for their personal and professional development.

Conclusion and Call to Action

In conclusion, the benefits available to ex-servicemen and veterans in Central Texas serve as a crucial lifeline, facilitating their transition to civilian life while ensuring access to essential services. These benefits encompass a wide range of support, including healthcare, education, housing assistance, and vocational training, all of which contribute to the overall well-being of those who have served the nation.

It is imperative for veterans to recognize the significance of these benefits and the positive impact they can have not only on their lives but also on their families and communities. By proactively claiming these benefits, veterans can alleviate potential hardships and foster a more enriching lifestyle post-service. Access to educational programs, for instance, can open doors to career opportunities, while healthcare services can address both physical and mental health needs effectively.

For those unfamiliar with the process of applying for these benefits, numerous resources are available. Organizations such as veteran service offices, non-profits dedicated to veteran affairs, and local community centers offer guidance and assistance to navigate the claims process seamlessly. Additionally, online platforms provide a wealth of information, allowing veterans to learn about specific benefits that they may be entitled to and how to access them.

We encourage all ex-servicemen in Central Texas to take charge of their future. Researching and understanding the benefits available is the first step toward securing the support they deserve. Remember, the path to harnessing these benefits begins with the willingness to take action.