TRICARE Dentist Near Me in Hawaii: Find Covered Dental Care
To find a TRICARE dentist in Hawaii, use the United Concordia Find a Dentist tool at uccitdp.com/find-a-dentist. United Concordia administers both the TRICARE Dental Program (TDP) and the Active Duty Dental Program (ADDP). Hawaii is in the CONUS service area. Select TRICARE Dental Program in the search tool. For help, call 844-653-4061 (CONUS) or 866-984-2337 (ADDP). Military dental clinics at Schofield Barracks, Tripler, and Hickam serve active duty members only.
Quick Facts
| Item | Details |
|---|---|
| Dental Program Administrator | United Concordia Companies, Inc. (UCCI) |
| Programs | TRICARE Dental Program (TDP) — family members, Guard, Reserve; Active Duty Dental Program (ADDP) — active duty service members |
| Find a Dentist Tool | uccitdp.com/find-a-dentist |
| Phone (CONUS) | 844-653-4061 |
| ADDP Phone | 866-984-2337 |
| TDP Annual Maximum | $1,500 per enrollee, per contract year (non-orthodontic) |
| Orthodontic Maximum | $1,750 lifetime maximum per enrollee |
| TDP Monthly Premiums (2026–2027) | E-4 and below: $8.79 single / $22.85 family; E-5 and above: $11.72 single / $30.47 family |
| Military Dental Clinics | Active duty service members only (Schofield Barracks, Tripler, Hickam, Camp Smith, Wahiawa) |
| Updated For | 2026 |
What Is the TRICARE Dental Program?
The TRICARE Dental Program (TDP) is a voluntary, premium-based dental insurance plan administered by United Concordia Companies, Inc. on behalf of the Department of Defense. It provides comprehensive dental coverage to eligible family members of active duty service members, National Guard and Reserve members who are not on active duty, and their families. Sponsors enroll through milConnect, and coverage is portable worldwide.
The TDP is separate from the TRICARE health plan. Enrolling in TRICARE Prime or TRICARE Select does not automatically enroll you in dental coverage. You must enroll in the TDP separately and pay a monthly premium. Once enrolled, you can use any licensed dentist, but you receive the greatest value — lower out-of-pocket costs and direct claims submission — by visiting a United Concordia network dentist.
Why this matters for Hawaii families: Many military families in Hawaii are stationed at Joint Base Pearl Harbor-Hickam, Schofield Barracks, Tripler Army Medical Center, Marine Corps Base Hawaii, or Coast Guard installations. Dental care at military treatment facilities is generally limited to active duty service members. Family members must use the TDP network for dental care. The TDP ensures continuous dental coverage regardless of where you are stationed.
What you should do next: If you are the sponsor of an active duty, Guard, or Reserve family, log in to milConnect and check your DEERS record to confirm eligibility. Then enroll in the TDP through the Beneficiary Web Enrollment portal.
What Is the Active Duty Dental Program?
The Active Duty Dental Program (ADDP) provides civilian dental care for active duty service members (ADSMs). United Concordia administers the ADDP. Active duty service members receive most dental care at military dental treatment facilities (DTFs), but when a DTF cannot provide care or the service member is remotely located, the ADDP provides access to civilian dentists.
The ADDP has two service components:
ADDP (non-remote): For ADSMs who live and work within 50 miles of a military DTF. A referral from the DTF is required before receiving civilian dental care.
Remote ADDP: For ADSMs who live and work more than 50 miles from a military DTF. No referral is needed — enrollment is automatic when the service member is assigned to a remote duty station.
Veterans May Qualify for Extra Benefits
Check available financial assistance, healthcare programs and other opportunities that may apply to you.
Check EligibilityWhy this matters in Hawaii: Hawaii has multiple military dental clinics on Oahu, including Schofield Barracks, Tripler Army Medical Center, Hickam, Camp Smith, and Wahiawa. However, service members stationed on the neighbor islands — Hawaii Island, Maui, Kauai, Molokai, or Lanai — may be more than 50 miles from the nearest military dental clinic. The Remote ADDP ensures these members can access civilian dental care without traveling to Oahu.
What you should do next: If you are an active duty service member in Hawaii, confirm your distance from the nearest military DTF. If you are more than 50 miles away, you are automatically eligible for the Remote ADDP. You can schedule care with any United Concordia network dentist without a referral. For emergency care, no authorization or Appointment Control Number (ACN) is needed.
TDP vs. ADDP: Which Program Applies to You?
The program that applies to you depends on your military status. Use this decision table:
| Your Status | Dental Program | Enrollment | Cost |
|---|---|---|---|
| Active duty service member | Active Duty Dental Program (ADDP) | Automatic for remote; DTF referral for non-remote | No out-of-pocket costs with network dentist |
| Family member of active duty service member | TRICARE Dental Program (TDP) | Voluntary; enroll through milConnect | Monthly premium + cost-shares |
| National Guard/Reserve member not on active duty | TRICARE Dental Program (TDP) | Voluntary; enroll through milConnect | Monthly premium + cost-shares |
| Family member of Guard/Reserve member | TRICARE Dental Program (TDP) | Voluntary; enroll through milConnect | Monthly premium + cost-shares |
| Guard/Reserve member on active duty orders >30 days | Active Duty Dental Program (ADDP) | Automatic | No out-of-pocket costs with network dentist |
| Retiree or retiree family member | Federal Employees Dental and Vision Insurance Program (FEDVIP) | Annual open season | Varies by plan |
Important: Retirees and their family members are not eligible for the TDP or ADDP. They may purchase dental coverage through FEDVIP.
What you should do next: If you are unsure which program applies to you, check your DEERS record or call United Concordia at 844-653-4061 (CONUS). The TDP customer service team can confirm your eligibility and guide you to the right program.
How to Find an In-Network Dentist in Hawaii
Finding an in-network dentist in Hawaii requires using the United Concordia provider directory. United Concordia maintains separate networks for the TDP and the ADDP. You must select the correct network when searching.
Step-by-Step: Using the Find a Dentist Tool
Go to uccitdp.com/find-a-dentist — this is the dedicated TDP provider search tool.
Enter your location — type your city, ZIP code, or a specific dentist’s name. Hawaii ZIP codes begin with 967 and 968.
Select your network — choose TRICARE Dental Program from the drop-down menu. If you are an active duty service member using the ADDP, use the ADDP-specific search or call 866-984-2337.
Filter your results — you can sort by dentist type (general dentist, orthodontist, oral surgeon, etc.), distance, gender, language, and county.
Verify the provider is accepting new patients — call the dental office directly to confirm they are accepting new TDP or ADDP patients and that they participate in the United Concordia network for your specific program.
What to Ask When You Call
When you contact a dental office, ask these questions:
“Are you a participating provider in the United Concordia TRICARE Dental Program network?”
“Are you currently accepting new patients with TDP coverage?”
“Will you file the claim directly with United Concordia, or do I need to pay upfront?”
“Do you require pre-authorization for the procedure I need?”
“Is there anything I need to bring besides my TDP identification card?”
Using a Non-Network Dentist
You may use any licensed dentist with the TDP. However, non-network dentists may require you to pay upfront and file your own claim for reimbursement. You may also pay higher out-of-pocket costs because non-network dentists have not agreed to United Concordia’s negotiated rates. For the greatest value, use a United Concordia network dentist whenever possible.
What you should do next: Save the Find a Dentist link (uccitdp.com/find-a-dentist) in your phone. Before scheduling, call the dental office to confirm they participate in the TDP network and are accepting new patients.
Dental Providers in Hawaii: What to Expect
Hawaii’s dental provider network is concentrated on Oahu, with more limited options on the neighbor islands. Understanding where providers are located helps you plan your dental care.
Oahu
Oahu has the largest concentration of TRICARE dental providers in Hawaii. The island is home to Joint Base Pearl Harbor-Hickam, Schofield Barracks, Tripler Army Medical Center, and Marine Corps Base Hawaii. Multiple general dentistry practices and specialists participate in the United Concordia network.
Military dental clinics on Oahu (active duty only):
| Clinic | Location | Phone | Services |
|---|---|---|---|
| Na Koa Dental Clinic | Schofield Barracks | 808-433-6825, option 1 | General dentistry, prosthodontics, endodontics, oral surgery, orthodontics, periodontics, dental sleep medicine |
| Hickam Dental Clinic | Joint Base Pearl Harbor-Hickam | 808-448-6371 | General dentistry, prosthodontics, periodontics |
| Bhaskar Dental Clinic | Fort Shafter | 808-433-6825, option 3 | Annual exams, hygiene services, radiology, specialty services |
| Oral Maxillofacial Surgery Clinic | Tripler Army Medical Center | 808-433-6825, option 3 | Full-scope oral and maxillofacial surgery |
| Branch Health Clinic Wahiawa | Wahiawa | — | Active duty only |
| Branch Health Clinic Camp Smith | Camp Smith | — | Dental services available |
Important: These military dental clinics serve active duty service members only. Family members must use civilian dentists through the TDP.
Civilian dental practices on Oahu: Examples of practices that have accepted TRICARE include Hawaii Dental Group (Ewa Beach and Kaneohe locations), Hawaii Pacific Dental Group (Honolulu), and various independent dentists in the Honolulu, Kapolei, and Kaneohe areas.
Neighbor Islands
The neighbor islands — Hawaii Island (Big Island), Maui, Kauai, Molokai, and Lanai — have fewer TRICARE dental providers. Beneficiaries on these islands should:
Use the Find a Dentist tool to search for providers near their ZIP code.
Call United Concordia at 844-653-4061 if no network dentist is available within a reasonable distance.
For TDP enrollees in remote areas, you may use any licensed dentist for routine care. Orthodontic and dental implant services require a network provider.
What you should do next: If you live on a neighbor island and cannot find a network dentist, call United Concordia at 844-653-4061 to discuss your options. They can help you locate the nearest participating provider or explain how to file a claim with a non-network dentist.
TDP Coverage and Costs in Hawaii
The TRICARE Dental Program covers a comprehensive range of dental services. Understanding what is covered — and what you pay — helps you plan your care and avoid surprise costs.
Covered Services
| Service Category | Examples | Coverage |
|---|---|---|
| Diagnostic and Preventive | Exams, cleanings, X-rays, sealants, fluoride treatments | 100% covered (no cost-share) |
| Basic Restorative | Fillings, simple extractions | 20% cost-share |
| Endodontic | Root canals | 30% cost-share |
| Periodontic | Gum treatment | 30% cost-share |
| Oral Surgery | Wisdom teeth removal | 30% cost-share |
| Prosthodontic | Crowns, bridges, dentures | 50% cost-share |
| Orthodontic | Braces, aligners (medically necessary) | 50% cost-share; $1,750 lifetime maximum |
Note: Diagnostic and preventive services do not count toward the annual maximum, preserving your $1,500 annual maximum for restorative and specialty care.
Annual Maximums
Non-orthodontic annual maximum: $1,500 per enrollee, per contract year
Orthodontic lifetime maximum: $1,750 per enrollee
Dental accident coverage: Additional $1,200 annual maximum for accidental injuries
2026–2027 TDP Monthly Premiums
The following rates are effective March 1, 2026, through February 28, 2027.
| Sponsor Status | Single Family Member | Family (2+ members) |
|---|---|---|
| Active Duty E-4 and below | $8.79 | $22.85 |
| Active Duty E-5 and above | $11.72 | $30.47 |
| Selected Reserve/IRR (Mobilization) | $29.30 | $76.18 |
| IRR (Non-Mobilization) | $29.30 | $76.18 |
Survivors: Surviving spouses and eligible family members continue to have no TDP premium payments.
Hawaii National Guard note: Recent Hawaii legislation authorizes the State to provide allowances for TRICARE, TRICARE Dental Program, and vision coverage to Hawaii National Guard members ordered to active duty for more than 30 days. This ensures Guard members do not lose dental coverage when activated for state emergencies.
What you should do next: Compare your expected dental needs against your TDP coverage. If you anticipate needing major restorative work, orthodontics, or implants, calculate your cost-share and annual maximum to budget accordingly.
How to Enroll in the TRICARE Dental Program in Hawaii
Enrollment in the TDP is voluntary and can be completed year-round, as long as the sponsor has at least 12 months remaining on their service commitment. You can enroll online, by phone, or by mail.
Step-by-Step Enrollment
Step 1: Verify DEERS Information
Before enrolling, check your Defense Enrollment Eligibility Reporting System (DEERS) record to ensure your information is accurate. You can update DEERS through milConnect or by calling the Defense Manpower Data Center at 1-800-538-9552.
Step 2: Choose Your Enrollment Method
Online: Log in to milConnect, select “Benefits,” then “Beneficiary Web Enrollment.” Select the “Dental Enrollments” tab to enroll. This option is not available overseas.
Phone (CONUS): Call 844-653-4061. Have your sponsor’s Social Security number, DOD Benefits Number, and payment information ready.
Phone (OCONUS): Call 844-653-4060 (toll-free).
Mail: Download the TDP Enrollment/Change Form from uccitdp.com, complete it, and mail it with your first premium payment (check or money order) to the address on the form.
Step 3: Pay Your First Premium
Your first monthly premium payment is due at enrollment. If enrolling online or by phone, use a credit or debit card. If enrolling by mail, include a check or money order.
Step 4: Set Up Recurring Payments
After enrollment, set up automatic payments through payroll allotment, electronic funds transfer (EFT), or credit/debit card. If you enroll online, you can set up recurring payments at the same time. If you enroll by mail, complete Section IV of the enrollment form and include a voided check.
Step 5: Receive Your TDP ID Card
After enrollment is processed, each enrolled family member will receive a personalized TDP identification card. Present this card at every dental appointment.
What you should do next: If your sponsor has 12 months or more remaining on their service commitment, enroll today. Dental coverage begins on the first day of the month after your enrollment is processed.
Common Mistakes to Avoid
1. Using a non-network dentist and paying more. While you can use any licensed dentist with the TDP, non-network dentists may charge higher fees, require upfront payment, and not file claims for you. Always check the United Concordia network first.
2. Assuming TRICARE health coverage includes dental. TRICARE Prime and TRICARE Select do not include routine dental care. You must enroll in the TDP separately.
3. Forgetting to verify network participation. A dentist may accept “TRICARE” but not participate in the United Concordia TDP network. Always verify the specific network when scheduling. Call the dental office and ask directly.
4. Missing the annual maximum. The TDP annual maximum is $1,500 per enrollee. Diagnostic and preventive services do not count toward this limit, but restorative and specialty services do. Track your spending throughout the year.
5. Not pre-authorizing major procedures. Some procedures, such as crowns, bridges, and orthodontics, require pre-authorization from United Concordia. Ask your dentist to submit a pre-determination request before treatment begins.
6. Assuming orthodontics are fully covered. Orthodontics are covered at 50% with a $1,750 lifetime maximum per enrollee. Not all orthodontic treatment is covered — medically necessary cases are covered, but purely cosmetic treatment is not.
7. Not updating DEERS after a life change. Marriage, divorce, birth, or a change in sponsor status can affect TDP eligibility. Keep your DEERS information current to avoid coverage interruptions.
8. Waiting until an emergency to find a dentist. Establish care with a network dentist before you have a dental emergency. Emergency dental care does not require pre-authorization, but having a dentist who knows you and your coverage simplifies the process.
9. Assuming military dental clinics serve family members. Military dental clinics at Schofield Barracks, Tripler, Hickam, Camp Smith, and Wahiawa serve active duty service members only. Family members must use civilian dentists through the TDP network.
What you should do next: Review your dental coverage annually. If your family’s needs change — a child needs braces, or you anticipate major dental work — re-evaluate whether the TDP still meets your needs.
Common Questions
How do I find a TRICARE dental provider in Hawaii?
Use the United Concordia Find a Dentist tool at uccitdp.com/find-a-dentist. Select “TRICARE Dental Program” as your network, enter your city or ZIP code, and browse participating providers. You can also call United Concordia at 844-653-4061 for help finding a dentist.
Does Hawaii have TRICARE dental providers?
Yes. TRICARE dental providers are concentrated on Oahu, with more limited options on the neighbor islands. The TDP network includes general dentists and specialists across Hawaii. Use the Find a Dentist tool to see current providers near you.
What is the difference between the TRICARE Dental Program and the Active Duty Dental Program?
The TDP is a voluntary, premium-based plan for family members, National Guard, and Reserve members. The ADDP provides no-cost civilian dental care for active duty service members when military dental clinics cannot provide care or when the service member is remotely located.
Who is eligible for the TRICARE Dental Program?
TDP is available to family members of active duty service members, family members of National Guard and Reserve members, and National Guard and Reserve members who are not on active duty. Sponsors must have at least 12 months remaining on their service commitment.
How much does the TRICARE Dental Program cost in 2026?
Monthly premiums for active duty families range from $8.79 to $30.47 depending on pay grade and enrollment type. Cost-shares range from 0% for preventive care to 50% for prosthodontic and orthodontic services. The annual maximum is $1,500 per enrollee.
Can I use any dentist with the TRICARE Dental Program?
Yes, you can use any licensed dentist. However, you receive the greatest value — lower costs and direct claims filing — by using a United Concordia network dentist. Non-network dentists may require upfront payment and charge higher fees.
What is the Remote Active Duty Dental Program?
The Remote ADDP is for active duty service members who live and work more than 50 miles from a military dental treatment facility. Enrollment is automatic, and you can access routine dental care from any dentist without a referral. Orthodontic and implant services require a network provider.
Does the TRICARE Dental Program cover braces?
Yes, orthodontics are covered at 50% with a $1,750 lifetime maximum per enrollee. Medically necessary orthodontic treatment is covered; purely cosmetic treatment is not. Pre-authorization is required.
What should I do if there is no network dentist near me in Hawaii?
Call United Concordia at 844-653-4061. They can help you locate the nearest participating provider or explain how to file a claim with a non-network dentist. TDP enrollees in remote areas may use any licensed dentist for routine care.
How do I enroll in the TRICARE Dental Program?
Enroll online through milConnect (Benefits → Beneficiary Web Enrollment → Dental Enrollments), by phone at 844-653-4061 (CONUS), or by mail using the TDP Enrollment/Change Form. Your first premium payment is due at enrollment.
Do Hawaii National Guard members get TRICARE dental coverage?
Hawaii National Guard members ordered to active duty for more than 30 days may be eligible for state-paid TRICARE Dental Program coverage under recent legislation. Guard members not on active duty can enroll in the TDP voluntarily.
Key Takeaways
United Concordia administers both the TRICARE Dental Program (TDP) and the Active Duty Dental Program (ADDP). Find network dentists at uccitdp.com/find-a-dentist.
TDP is for family members, Guard, and Reserve. ADDP is for active duty service members.
Hawaii is in the CONUS service area. Select “TRICARE Dental Program” in the Find a Dentist tool.
Military dental clinics in Hawaii serve active duty members only. Family members must use civilian dentists through the TDP network.
The TDP annual maximum is $1,500 per enrollee for non-orthodontic services. Preventive care does not count toward this limit.
Orthodontics are covered at 50% with a $1,750 lifetime maximum.
Active duty members more than 50 miles from a military dental clinic qualify for the Remote ADDP — no referral needed for routine care.
Hawaii dental providers are concentrated on Oahu. Neighbor islands may have limited network options.
Call 844-653-4061 for TDP customer service in CONUS. Call 866-984-2337 for ADDP support.
Hawaii National Guard members on active duty >30 days may receive state-paid TDP coverage under recent legislation.
Official Resources
TRICARE Dental Program — tricare.mil/CoveredServices/Dental/TDP
TRICARE Active Duty Dental Program — tricare.mil/CoveredServices/Dental/ADDental
United Concordia Find a Dentist — uccitdp.com/find-a-dentist
TRICARE Dental Program Premiums — tricare.mil/Costs/DentalCosts/TDP/Premiums
TRICARE Dental Program Enrollment — milConnect (milconnect.dmdc.osd.mil)
Defense Manpower Data Center Support — 1-800-538-9552
United Concordia TDP Customer Service (CONUS) — 844-653-4061
United Concordia TDP Customer Service (OCONUS) — 844-653-4060
ADDP Customer Service — 866-984-2337
TRICARE Dental Program Website — tricaredentalprogram.com
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