Chapter 35 VA Benefits Fort Worth | Complete 2025-2026 Guide

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Department of Veterans Affairs 2026 - Complete Benefits Guide

Chapter 35 VA Benefits Fort Worth: Complete Guide for Dependents

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Chapter 35 VA benefits, officially the Survivors’ and Dependents’ Educational Assistance (DEA) program, provides monthly education payments to eligible spouses and children of Veterans who are permanently and totally disabled due to a service-connected condition, or who died in service or from a service-connected disability. Fort Worth beneficiaries can use these funds at VA-approved schools including Texas Wesleyan University, UNT Health Science Center, and other local institutions.

Quick Facts

ItemDetails
BenefitSurvivors’ and Dependents’ Educational Assistance (DEA) – Chapter 35
EligibilitySpouses and children of Veterans with 100% P&T service-connected disability, or who died in service/from service-connected disability
ApplicationOnline at VA.gov using VA Form 22-5490
Processing TimeUp to 30 days for initial application
Official AgencyU.S. Department of Veterans Affairs
Required FormsVA Form 22-5490 (Application), Certificate of Eligibility
Updated ForOctober 1, 2025 – September 30, 2026
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Understanding Chapter 35 VA Benefits

The Survivors’ and Dependents’ Educational Assistance (DEA) program, known as Chapter 35, provides education benefits to eligible dependents of Veterans and service members. This program offers monthly payments directly to qualified spouses and children to help cover educational expenses at approved schools, colleges, and training programs.

What Chapter 35 Covers:

  • Undergraduate and graduate degree programs

  • Vocational and technical training

  • Certificate programs

  • Apprenticeships and on-the-job training

  • Correspondence courses (spouses only)

Why It Matters: Chapter 35 benefits provide up to 36 months of education assistance, helping dependents pursue career goals without bearing the full financial burden of education costs.

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What Veterans and Families Should Do Next: If you believe you qualify, begin by gathering required documentation and submitting VA Form 22-5490 online through VA.gov. Then contact the veterans services office at your chosen Fort Worth school to complete certification.


Eligibility Requirements for Chapter 35

Qualifying Veteran or Service Member Status

You may be eligible for Chapter 35 benefits if you are the spouse or child of a Veteran or service member who meets one of these criteria:

  • Permanently and totally disabled due to a service-connected disability

  • Died as a result of a service-connected disability

  • Died in the line of duty while on active duty

  • Missing in action or captured in the line of duty for more than 90 days

  • Forcibly detained or interned in the line of duty by a foreign entity for more than 90 days

  • Hospitalized or receiving outpatient treatment for a service-connected permanent and total disability and likely to be discharged for that disability

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Child Eligibility Requirements

Age Requirements:

  • If you became eligible before August 1, 2023: Must be at least 18 years old or have a high school diploma/GED to use benefits

  • If you became eligible on or after August 1, 2023: Can be any age to use benefits

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Other Requirements:

  • Can be married or unmarried

  • Cannot use benefits while on active duty

  • If you previously served, must not have a dishonorable discharge

Time Limits:

  • If you became eligible on or after August 1, 2023: No time limit

  • If you became eligible before August 1, 2023: Generally must use benefits within 8 years before turning 26

  • Active duty service may extend eligibility up to 8 years from discharge, provided you are under 31 years old

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Spouse Eligibility Requirements

  • Must be married to the qualifying Veteran at the time of death or when disability was incurred

  • Must use benefits within 10 years of VA finding you eligible

  • Can pursue any approved education program

  • Eligible for correspondence training (55% of established cost per lesson)

Important Note for DIC Recipients: If you receive Dependency and Indemnity Compensation (DIC), you must give up those payments when you start using DEA benefits.


Chapter 35 Payment Rates (2025-2026)

The VA bases your monthly payment on two factors: the type of education or training and your enrollment status. Rates are effective October 1, 2025, through September 30, 2026.

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Institutions of Higher Learning

Enrollment StatusMonthly Rate
Full-time$1,574.00
3/4-time$1,244.00
1/2-time$912.00
Less than 1/2-time, more than 1/4-time$912.00 (or tuition/fees, whichever is less)
1/4-time or less$393.50 (or tuition/fees, whichever is less)

On-the-Job Training and Apprenticeships

Training PeriodMonthly Rate
Months 1-6$999.00
Months 7-12$751.00
Months 13-18$493.00
19+ months$251.00

Payment Timing: The VA pays benefits in arrears. For example, if you verify enrollment for March on March 31, payment processing typically takes 5-7 calendar days, with funds arriving in early April.

Prorated Payments: If your enrollment starts mid-month, the VA pays a percentage based on the days you are enrolled.

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How to Apply for Chapter 35 Benefits

Step 1: Gather Required Documents

Before starting your application, collect:

  • Veteran’s full name, Social Security number, and branch of service

  • Veteran’s DD-214 or service records

  • Your birth certificate or adoption papers

  • Marriage certificate (for spouses)

  • VA rating decision or death certificate (if applicable)

Step 2: Submit VA Form 22-5490

The application process requires VA Form 22-5490 (Application for Survivors’ and Dependents’ Educational Assistance).

Online Application:

  1. Go to VA.gov

  2. Select “Apply for DEA / Fry Scholarship”

  3. Sign in using DS Login, ID.me, or Login.gov

  4. Complete and submit the application

  5. Save or print the confirmation page

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You do not need to sign in to start the application, but if you do not sign in, your progress will not be saved. Creating an ID.me or Login.gov account allows you to save progress and return later.

Step 3: Receive Certificate of Eligibility (COE)

After processing (up to 30 days), the VA will mail a Certificate of Eligibility to your home address. This document confirms your benefit eligibility and is required for school certification.

Step 4: Enroll at Your School

Once you have your COE:

  1. Contact the veterans services office at your chosen school (Texas Wesleyan, UNT Health Science Center, etc.)

  2. Submit a copy of your COE and any additional required documents

  3. Register for classes

  4. Complete the school’s VA Enrollment Certification Form each semester

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Fort Worth Schools Accepting Chapter 35:

  • Texas Wesleyan University

  • UNT Health Science Center

  • Other VA-approved institutions


Fort Worth-Specific Resources

UNT Health Science Center

The Office of the Registrar at UNT Health Science Center can help apply for Veterans Benefits, complete certifications, and answer benefit-related questions. They provide support for Chapter 35 (DEA) benefits.

Contact:

  • Phone: 817-735-2483 or 817-735-7652

  • Location: 3500 Camp Bowie Boulevard, Fort Worth, TX 76107

Texas Wesleyan University

Texas Wesleyan offers support for VA education benefits, including Chapter 35. The Office of Financial Aid helps students apply for and use their benefits.

Contact:

  • Financial Aid: 817-531-4420

  • Location: 1201 Wesleyan St., Fort Worth, TX 76105

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Texas Hazlewood Act Exemption

Texas residents may also qualify for state-specific education benefits. The Hazlewood Act provides tuition exemptions for Texas Veterans and their dependents. Contact your school’s veterans services office for information on combining Hazlewood with Chapter 35.


Required VA Forms

Form NumberPurpose
VA Form 22-5490Application for Survivors’ and Dependents’ Educational Assistance
VA Form 22-5495Request for Change of Program or Place of Training
Certificate of EligibilityProof of benefit entitlement
School Enrollment Certification FormRequired each semester to certify enrollment

Processing Times and Payment Schedule

Application Processing:

  • Initial application: Up to 30 days

  • Certificate of Eligibility: Mailed after processing completes

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Semester Certification:

  • School certifying officials submit enrollment to VA approximately 4 weeks before the semester starts

  • VA typically processes and releases stipends within 6-8 weeks after submission

Monthly Payment Processing:

  • Verify enrollment at the end of each month

  • Payment processing: 5-7 calendar days after verification

  • Payments made directly to the beneficiary’s bank account

Important: Students are responsible for paying tuition and fees upfront unless a deferment is arranged through the school.


Common Mistakes to Avoid

MistakeSolution
Not submitting the school certification form each semesterSubmit the VA Enrollment Certification Form every semester before classes start
Assuming benefits cover all costs automaticallyWork with financial aid to arrange payment plans for housing and fees
Missing enrollment verification requirementsIf in a non-college degree program, verify enrollment monthly
Using benefits while on active dutyActive duty service members cannot use Chapter 35
Not providing the school with the COESubmit Certificate of Eligibility to school veterans office
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Appeal Process

If your Chapter 35 application is denied or you disagree with a decision, you have several options:

  1. Reopen your claim at the local VA office by submitting new and material evidence

  2. File a motion for reconsideration with the Board of Veterans’ Appeals

  3. Appeal to the U.S. Court of Appeals for Veterans Claims within 120 days of the decision date

You can pursue multiple options simultaneously. A claim can be reopened at the local VA office while also filing a motion with the Board.


Common Questions

Q: What is Chapter 35 VA benefits?
Chapter 35, officially the Survivors’ and Dependents’ Educational Assistance (DEA) program, provides monthly education payments to eligible spouses and children of Veterans with service-connected disabilities or who died in service. Benefits can be used for college, vocational training, apprenticeships, and other approved programs.

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Q: Who qualifies for Chapter 35 benefits?
Spouses and children of Veterans who are permanently and totally disabled due to service, died from a service-connected condition, died in the line of duty, are missing in action, or are captured or detained for more than 90 days. Children must generally be between 18-26 years old, though newer eligibility rules remove the age limit for those becoming eligible after August 1, 2023.

Q: How much does Chapter 35 pay per month?
For the 2025-2026 rate year, full-time college enrollment pays $1,574 monthly. Part-time rates include $1,244 (3/4-time) and $912 (1/2-time). On-the-job training and apprenticeship rates range from $251 to $999 depending on training duration.

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Q: How do I apply for Chapter 35 benefits?
Apply online through VA.gov using VA Form 22-5490. You’ll need the Veteran’s Social Security number, service records, and your birth or marriage certificate. Processing takes up to 30 days, after which the VA mails a Certificate of Eligibility.

Q: Can I use Chapter 35 and other financial aid?
Yes, Chapter 35 can be combined with most other financial aid including Pell Grants and scholarships. However, you cannot use Chapter 35 simultaneously with other VA education benefits. Dependency and Indemnity Compensation (DIC) recipients must give up DIC payments when using Chapter 35.

Q: What is the time limit for using Chapter 35 benefits?
For children, generally benefits must be used by age 26. However, if you became eligible after August 1, 2023, there is no time limit. Spouses must use benefits within 10 years of eligibility date. Active duty service may extend time limits.

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Q: Can I use Chapter 35 at any school?
You can use Chapter 35 at any VA-approved educational institution. In Fort Worth, approved schools include Texas Wesleyan University, UNT Health Science Center, and other colleges offering VA-approved programs. Check with your school’s veterans services office for verification.

Q: Does Chapter 35 pay for tuition directly?
No, the VA pays benefits directly to the beneficiary, not the school. Students are responsible for using their monthly stipend to pay tuition and fees. Schools may offer deferments to allow time for VA payments to arrive.

Q: How long does it take to get Chapter 35 benefits?
Initial application approval takes up to 30 days. After enrolling and submitting certification, VA typically processes payments within 6-8 weeks. Monthly payments are made in arrears, meaning you verify enrollment at the end of the month and receive payment 5-7 days later.

See also
VA Education Benefits Phone Number | 1-888-442-4551 Hotline

Q: What happens if I drop a class?
Dropping classes can affect your Chapter 35 payment. The VA prorates payments based on actual enrollment days. If your course load changes, your payment amount may decrease. You must report schedule changes to your school’s certifying official.


Key Takeaways

  • Chapter 35 (DEA) provides monthly education payments to eligible spouses and children of qualifying Veterans

  • Eligibility requires the Veteran to be permanently and totally disabled due to service, deceased from service, or in specific qualifying statuses

  • Full-time college rates for 2025-2026 are $1,574 per month, paid directly to beneficiaries

  • Apply using VA Form 22-5490 online at VA.gov; processing takes up to 30 days

  • Must submit school certification forms each semester to receive benefits

  • Children generally have until age 26 to use benefits, with new rules eliminating the age limit for those eligible after August 1, 2023

  • Spouses have 10 years from eligibility date to use benefits

  • Fort Worth Veterans can get help at Texas Wesleyan University and UNT Health Science Center

  • Payment processing requires monthly enrollment verification for non-college programs

  • Contact the VA Education Call Center at 888-442-4551 for payment issues

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