Veterans Property Tax Exemption by State List (2026)
Twenty-two states offer a full property tax exemption for 100% disabled veterans, with Florida, Texas, and New Hampshire being the only states that combine this benefit with no state income tax . While 100% Permanent & Total (P&T) rating typically triggers the strongest benefits, many states offer partial exemptions starting at disability ratings as low as 10% . No state automatically grants this benefit—you must apply through your county assessor’s office with your VA rating letter.
Quick Facts
| Item | Details |
|---|---|
| Benefit | Full or partial property tax exemption on primary residence |
| Eligibility | VA-rated service-connected disability (varies by state; full exemption typically requires 100% P&T) |
| Application | County assessor or county auditor’s office—not through the VA |
| Processing Time | Typically 30–90 days; varies by county |
| Official Agency | State Department of Revenue / County Assessor |
| Required Documents | VA rating letter (Benefits Summary Letter), DD-214, property deed, photo ID, proof of residency |
| Updated For | 2026 (includes recent changes in Connecticut, New York, and Kansas) |
States with Full Property Tax Exemptions
The following table lists all states offering a complete property tax exemption for veterans with qualifying disabilities. Most require a 100% P&T rating .
| State | Full Exemption Eligibility | State Income Tax? | Key Notes |
|---|---|---|---|
| Alabama | 100% P&T | Yes | Home exempt; up to 160 acres for P&T |
| Arkansas | 100% P&T, loss of limb, total blindness | Yes | Qualifying conditions include specific severe disabilities |
| Connecticut | 100% P&T (effective 2024, updated 2025) | Yes | Can apply to primary residence OR one motor vehicle; towns may include up to 2 acres of building lot |
| Delaware | 100% P&T (school district tax credit) | Yes | School tax credit only; county-level exemptions vary (New Castle County offers full county exemption) |
| Florida | 100% P&T | No | Full homestead exemption; no income test; surviving spouses keep it if not remarried |
| Georgia | 100% P&T | Yes | Indexed exemption; in many counties effectively eliminates most taxes on modest homes |
| Illinois | 70%+ disability | Yes | Full exemption at 70%+; property value under $250,000 EAV requirement |
| Iowa | 100% P&T | Yes | Full exemption for 100% P&T and TDIU |
| Louisiana | 100% disability | Yes | Full exemption for 100% rating |
| Maryland | 100% P&T | Yes | Full exemption for P&T veterans |
| Michigan | 100% P&T | Yes | Includes unemployability ratings |
| New Hampshire | 100% P&T (county option) | No | No state income tax on wages; county-level administration |
| New Jersey | 100% P&T | Yes | Plus $250 annual deduction for all honorably discharged veterans |
| New Mexico | 100% P&T | Yes | 2026 expansion: proportional exemption for ALL ratings starting at 10% |
| New York | 100% P&T (effective Oct 1, 2026) | Yes | New legislation creates full exemption; existing tiered exemption starts at 15% |
| North Carolina | 100% P&T | Yes | First $45,000 of assessed value excluded; no age/income limit |
| Ohio | 100% disability | Yes | Homestead exemption; rates vary by location |
| Oklahoma | 100% disability | Yes | Full exemption for 100% disabled owning residence |
| South Carolina | 100% P&T | Yes | Primary residence + up to 5 acres; retroactive to 2022 |
| Texas | 100% disability or TDIU | No | Full exemption; no cap; graduated exemptions at lower ratings (see table below) |
| Virginia | 100% P&T (constitutional) | Yes | Primary residence + up to 1 acre; no income limit |
| Wisconsin | 100% P&T | Yes | Refundable tax credit, NOT an assessor exemption; claimed on state tax return |
The “Three-State Advantage”
Only three states combine a full property tax exemption with no state income tax :
Florida
New Hampshire (county option)
Texas
States with Graduated/Partial Exemptions
Many states offer benefits proportional to disability rating, even without a 100% rating.
| State | Minimum Rating | Benefit Structure |
|---|---|---|
| Alaska | 50% | Up to $150,000 exemption |
| Arizona | 100% for full | $3,000–$4,000 reduction; 2026 proportional expansion |
| California | 100% | $180,671 basic exemption (2026); $271,009 low-income ($81,131 limit) |
| Colorado | 100% P&T | 50% of first $200,000 of home’s value exempt |
| Connecticut (existing) | Various | Disabled veterans entitled to higher exemption; town-specific |
| Idaho | 10%+ | Up to $1,500 tax reduction |
| Kansas | 60%+ (proposed) | SB 201 (2025): 60%+ = full exemption; 30-49% = $2,500; 50-59% = $5,000 |
| Maine | 100% | $6,000–$50,000 exemption |
| Minnesota | 100% P&T | Market value exclusion up to $300,000 |
| Missouri | 100% P&T and POW | Full exemption for qualifying POW veterans |
| New York (tiered) | 15%+ | 15% assessed value reduction (wartime), +10% (combat zone), up to 50% for disability |
| North Dakota | 50%+ | Credit scales with rating |
| Oregon | 40%+ | Assessed-value exclusion; indexed annually |
| South Dakota | 100% P&T | $200,000 exemption on home, garage, and lot; full exemption for paraplegic/amputee |
| Tennessee | 100% P&T | Reimbursement (refund) on first $175,000 of market value; no income limit |
| Texas (graduated) | 10%+ | $5,000–$12,000 assessed value deduction; full at 100% |
| Utah | 10%+ | Excludes up to $505,548 of taxable value (2025), scaled by rating |
| Vermont | 50%+ | $10,000–$40,000 appraised value reduction |
| Washington | 80%+ | Income-tiered exemption |
| West Virginia | 90–100% | Real property tax credit; full exemption for P&T |
| Wyoming | Combat veterans | $6,000 assessed value exemption for primary residence OR vehicle registration |
2026 Legislative Updates
Connecticut (Effective 2024, Updated 2025)
Connecticut now provides a full property tax exemption for veterans with a 100% P&T rating. The exemption applies to either the veteran’s primary residence OR one motor vehicle they own. Towns may extend the exemption to include up to 2 acres of building lot . Claimants must apply annually by January 1 to the local assessor.
Kansas (SB 201, 2025)
Kansas legislation proposes significant expansion: veterans with 60% or higher disability rating would receive a full property tax exemption, with partial exemptions at 30-49% ($2,500) and 50-59% ($5,000) . Surviving spouses could continue the exemption and even transfer it to a new homestead.
New Mexico (Expanded 2026)
New Mexico expanded eligibility so that ANY veteran with a VA disability rating qualifies for a proportional exemption based on their rating percentage—not just 100% P&T veterans .
New York (Effective October 1, 2026)
Veterans May Qualify for Extra Benefits
Check available financial assistance, healthcare programs and other opportunities that may apply to you.
Check EligibilityNew York created a new full exemption for veterans with a 100% service-connected disability, effective for assessment rolls based on taxable status dates on or after October 1, 2026 . The existing Alternative Veterans Exemption continues to provide benefits starting at 15% disability.
How to Apply for Your Property Tax Exemption
Property tax exemptions are never automatic . Follow these steps:
Step 1: Verify Your VA Disability Rating
Access your VA Benefits Summary Letter at eBenefits.va.gov or VA.gov . This is the single most important document.
Step 2: Gather Required Documents
VA rating letter showing disability percentage (and P&T status if applicable)
DD-214 (Certificate of Release or Discharge from Active Duty)
Property deed or proof of homeownership
Photo ID (driver’s license or state ID)
Proof of primary residence (utility bills, voter registration)
Step 3: Contact Your County Assessor
Property tax exemptions are handled at the county level, not by the VA . Search for “[Your County] [Your State] assessor property tax exemption.”
Step 4: Submit Before the Deadline
Most states have deadlines in March–April (New York assessors confirm dates) . Missing the deadline can delay benefits by a full year.
Step 5: Reapply if Required
Some states grant permanent exemptions; others (like Connecticut) require annual reapplication . Confirm with your county assessor.
Common Questions
1. Which states have no property tax for 100% disabled veterans?
Twenty-two states offer full property tax exemptions for 100% disabled veterans. Texas, Florida, and New Hampshire combine this with no state income tax . Other states with full exemptions include Alabama, Arkansas, Connecticut, Illinois, Iowa, Louisiana, Maryland, Michigan, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, South Carolina, Virginia, and Wisconsin .
2. What VA disability rating qualifies for property tax exemption?
It depends on the state. For full exemptions, most states require 100% P&T. Illinois offers full exemption at 70%+ . For partial exemptions, states like New York start at 15%, Utah at 10%, and Oregon at 40% .
3. Is the property tax exemption automatic?
No. You must apply through your county assessor’s office. The exemption is never automatic .
4. Does the exemption apply to all properties I own?
No. Most property tax exemptions apply only to your primary residence (homestead). Rental properties, vacation homes, and investment properties generally do not qualify .
5. What documents do I need to apply?
You will need your VA rating letter (Benefits Summary Letter), DD-214, proof of homeownership, and photo ID . Some counties may request additional documentation.
6. Can my surviving spouse keep the exemption?
In most states, yes. Surviving spouses can typically continue the exemption if they do not remarry and remain in the home . Texas, Virginia, and Florida extend the exemption to surviving spouses.
7. What is the difference between a full exemption and a tax credit?
A full exemption removes the entire taxable value of your home from your property tax bill (e.g., Texas, Florida). A tax credit reduces your tax bill dollar-for-dollar but may be claimed on your state income tax return (e.g., Wisconsin) or reimbursed by the state (e.g., Tennessee) .
8. How much can I save with a full property tax exemption?
Savings vary by state and home value. In Texas, on a $350,000 home with a 1.8% tax rate, the savings is approximately $6,300 per year . In high-tax states, savings can exceed $10,000 annually.
9. What are the spring deadlines for filing?
Most states have property tax exemption deadlines in March or April. New York’s deadline is March 1 in most communities . Check with your county assessor for exact dates.
10. How do I know if I qualify for a partial exemption?
Look up your state in the partial exemption table above. If your VA rating meets or exceeds the minimum threshold, you may qualify. Contact your county assessor to confirm.
11. Does the exemption apply to mobile homes or manufactured homes?
In most states, yes, if the home is your primary residence and you own the land or have a long-term lease. Check with your county assessor for specific rules.
12. Can I claim the exemption if I have a VA loan?
Yes. Your VA loan status does not affect your property tax exemption. In fact, the same VA rating letter used for property tax exemptions also waives the VA loan funding fee for disabled veterans.
Key Takeaways
Twenty-two states offer full property tax exemptions for 100% disabled veterans, saving $4,000–$12,000+ annually .
Florida, Texas, and New Hampshire combine full property tax exemption with no state income tax—the most financially advantageous states .
Partial exemptions exist in many states for veterans with ratings as low as 10% (Utah), 15% (New York), and 40% (Oregon) .
2026 updates include new full exemptions in Connecticut and New York, proportional exemptions in New Mexico, and proposed expansion in Kansas .
The exemption is never automatic. You must apply through your county assessor with your VA rating letter, DD-214, and proof of residency .
Most states have spring deadlines (March–April) for exemption applications. Missing the deadline can delay benefits by a year .
Surviving spouses can typically continue the exemption if they do not remarry and remain in the home .
Texas uses a graduated model: $5,000 exemption at 10-29%, $7,500 at 30-49%, $10,000 at 50-69%, $12,000 at 70-99%, and full at 100% .
Wisconsin and Tennessee use refund/credit structures rather than assessor exemptions—claim these benefits on your state tax return .
California and North Carolina use dollar caps rather than full exemptions: ~$180,671 exclusion in California; $45,000 in North Carolina .
Official Resources
VA.gov – Access your VA rating letter: https://www.va.gov
eBenefits – Download Benefits Summary Letter: https://www.ebenefits.va.gov
VA Regional Office Locator – https://www.va.gov/find-locations
NASDVA State Veterans Affairs Offices – https://www.nasdva.us
Florida Department of Veterans Affairs – https://www.floridavets.org
Virginia Department of Veterans Services – https://www.dvs.virginia.gov
🇺🇸 IMPORTANT DISCLAIMER – Veterans Benefits Information
This site provides general information about U.S. Department of Veterans Affairs (VA) benefits for educational and informational purposes only.
- Not Official: We are NOT affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs (VA), the Veterans Benefits Administration (VBA), the Veterans Health Administration (VHA), or any other government agency.
- No Legal/Financial Advice: The content on this website is for informational purposes only and does not constitute legal, financial, or medical advice. VA benefits rules change frequently – always consult with an accredited Veterans Service Officer (VSO) or a qualified professional for your specific situation.
- Official Sources: For official, binding information and to apply for benefits, always visit official .gov websites: VA.gov, Benefits.VA.gov, or SSA.gov.
- No Data Collection: This site does not collect, store, or process any personal information. It does not have login forms, contact forms, or any system to capture user data. We never ask for your Social Security Number, bank details, or any personal information.
- 🚨 Scam Alert: The VA and other government agencies never charge fees for benefit applications. If anyone asks for money to "process" your VA claim, it is a scam. Report it to the VA Office of Inspector General at VA.gov/OIG.
- Advertising: This site uses third-party advertising (Adsterra) to cover operational costs. We do not endorse or guarantee any products or services advertised.
📌 Information provided as of June 2026. Always verify current eligibility and rules with official .gov sources.
This site is not affiliated with the U.S. Department of Veterans Affairs or any government agency. All information is for educational purposes only. Please visit VA.gov for official information.
