GWOT Veteran Benefits 2026: PACT Act & VA Guide

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GWOT Veteran: Complete 2026 Guide to Benefits, PACT Act, and VA Disability Compensation

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A GWOT veteran is anyone who served on active duty after September 11, 2001, in support of the Global War on Terror, including Operations Iraqi Freedom, Enduring Freedom, and New Dawn. More than 1.6 million GWOT veterans have service-connected disabilities. The PACT Act expanded VA healthcare and presumptive benefits for toxic-exposed GWOT veterans.


Quick Facts

ItemDetails
BenefitVA disability compensation, healthcare, education, and state bonuses
EligibilityActive duty service on or after September 11, 2001, with honorable discharge
ApplicationVA Form 21-526EZ (disability compensation); VA.gov (healthcare enrollment)
Processing TimeVaries by claim type; GWOT claims prioritized within 6 months of separation
Official AgencyU.S. Department of Veterans Affairs (VA), Veterans Benefits Administration
Required FormsVA Form 21-526EZ; DD-214; VA Form 10-10EZ for healthcare
Updated For2026 (2.8% COLA effective December 1, 2025; PACT Act fully implemented)
See also
What Does the VA Do? 2026 Guide to Veterans Affairs Benefits

What Is a GWOT Veteran?

A GWOT veteran is any service member who served on active duty in support of the Global War on Terror after the September 11, 2001 terrorist attacks. The GWOT umbrella covers three major operations: Operation Iraqi Freedom (OIF, March 2003–August 2010), Operation New Dawn (OND, September 2010–December 2011), and Operation Enduring Freedom (OEF, October 2001–December 2014).

Veterans Benefits & Resources
Helpful information about VA benefits, disability, healthcare and services for veterans.

GWOT service is defined broadly for VA purposes. The term covers not just combat deployments to Iraq and Afghanistan, but also service in supporting roles, combat zones, and certain non-deployed assignments where toxic exposure occurred. VA health care eligibility now extends to all veterans who served in Iraq, Afghanistan, or any other combat zone after 9/11, as well as those who deployed in support of the Global War on Terror.

See also
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GWOT veterans are a large and growing population. According to VA’s Annual Benefits Report for Fiscal Year 2024, more than 1.6 million GWOT veterans have a service-connected disability, with nearly 15.5 million disabilities collectively. The most common conditions among GWOT veterans accessing VA healthcare are musculoskeletal ailments (59.2%), mental disorders including PTSD (55.3%), and ill-defined conditions (54.7%).

What you should do next: If you served on active duty after September 11, 2001, you likely qualify for VA healthcare and may qualify for disability compensation. Enroll in VA healthcare and file a claim if you have a diagnosed condition connected to your service.


PACT Act: The Biggest Expansion of GWOT Veteran Benefits

The PACT Act (Sergeant First Class Heath Robinson Honoring Our Promise to Address Comprehensive Toxics Act of 2022) is the largest healthcare and benefits expansion in VA history. It specifically benefits GWOT veterans exposed to burn pits, Agent Orange, and other toxic substances during their service.

See also
2026 CA VA Disability Increase – Rates & California Benefits

The PACT Act did three major things for GWOT veterans:

  • Expanded VA healthcare eligibility to any veteran exposed to toxins or hazards during military service, including those who never deployed but were exposed during training or stateside service

  • Added more than 20 presumptive conditions for burn pits and other toxic exposures, eliminating the need to prove a direct service connection

  • Required toxic exposure screenings for every veteran enrolled in VA healthcare, at least once every five years

PACT Act presumptive conditions for GWOT veterans

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If you served in a covered location on or after September 11, 2001, and have one of the following conditions, VA presumes it is service-connected. You do not need to prove a nexus between your exposure and your diagnosis. You only need to meet the service requirements.

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Cancers:

  • Brain cancer

  • Gastrointestinal cancer of any type

  • Glioblastoma

  • Head cancer of any type

  • Kidney cancer

  • Lymphatic cancer of any type

  • Lymphoma of any type

  • Melanoma

  • Neck cancer of any type

  • Pancreatic cancer

  • Reproductive cancer of any type

  • Respiratory cancer of any type

Respiratory and other illnesses:

  • Asthma diagnosed after service

  • Chronic bronchitis

  • Chronic obstructive pulmonary disease (COPD)

  • Chronic rhinitis

  • Chronic sinusitis

  • Constrictive bronchiolitis or obliterative bronchiolitis

  • Emphysema

  • Granulomatous disease

  • Interstitial lung disease (ILD)

  • Pleuritis

  • Pulmonary fibrosis

  • Sarcoidosis

Covered locations for PACT Act presumption

The presumption of exposure to burn pits and other toxins applies if you served in any of these locations on or after September 11, 2001: Afghanistan, Djibouti, Egypt, Jordan, Lebanon, Syria, Yemen, Uzbekistan, Bahrain, Iraq, Kuwait, Oman, Qatar, Saudi Arabia, Somalia, the United Arab Emirates, or the airspace above any of these locations.

What you should do next: If you served in any covered location and have one of the presumptive conditions, file a claim now. You do not need to prove your exposure caused your condition. The PACT Act streamlines the process.

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2026 VA Disability Compensation Rates for GWOT Veterans

GWOT veterans receive the same VA disability compensation rates as all other veterans. The 2026 rates took effect December 1, 2025, following a 2.8% cost-of-living adjustment (COLA). These amounts are tax-free at the federal level and in all states.

Veteran alone (no dependents)

Disability Rating2026 Monthly RateAnnual Rate
10%$180.42$2,165.04
20%$356.66$4,279.92
30%$552.47$6,629.64
40%$795.84$9,550.08
50%$1,132.90$13,594.80
60%$1,435.02$17,220.24
70%$1,808.45$21,701.40
80%$2,102.15$25,225.80
90%$2,362.30$28,347.60
100%$3,938.58$47,262.96

Source: 91 FR 7386, effective December 1, 2025.

Veteran with spouse

Disability Rating2026 Monthly Rate (w/ Spouse)
30%$617.47
40%$882.84
50%$1,241.90
60%$1,566.02
70%$1,961.45
80%$2,277.15
90%$2,559.30
100%$4,158.17

Source: VA.gov, effective December 1, 2025.


GWOT Veteran Healthcare Enrollment

GWOT veterans have expanded healthcare eligibility under the PACT Act. As of March 2024, any veteran who served in Iraq, Afghanistan, or any other combat zone after 9/11 can enroll directly in VA healthcare.

See also
VA Disability Rates 2026: Veteran Alone, With Spouse, With Children

Who can enroll

You can enroll in VA healthcare if you meet basic service and discharge requirements and any of these are true:

  • You served in the Vietnam War, the Gulf War, Iraq, Afghanistan, or any other combat zone after 9/11

  • You were exposed to toxins or other hazards during military service

  • You were assigned to certain duty stations in Southwest Asia or parts of Africa

  • You deployed in support of certain operations after 9/11

  • You deployed in support of the Global War on Terror

  • You were exposed to toxins or hazards while training or serving on active duty in the United States, even if you never deployed

Enhanced eligibility status for GWOT veterans

You may qualify for a higher priority group if you meet the minimum active-duty service and discharge requirements and at least one of these is true:

  • You receive VA compensation for a service-connected disability

  • You are a combat veteran discharged or released on or after September 11, 2001

  • You were discharged for a disability resulting from something that happened in the line of duty

  • You get a VA pension

  • You are a former prisoner of war

  • You received a Purple Heart

See also
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Priority groups

VA assigns enrolled veterans to priority groups that determine how quickly they are enrolled and what copays they pay. Key priority groups for GWOT veterans include:

Priority GroupWho Qualifies
Group 1Service-connected disability rated 50% or more disabling, or unemployability
Group 3Former POW, Purple Heart recipient
Group 6Compensable 0% service-connected disability; toxic-exposed risk activity veterans
Group 7Veterans who agree to pay copays
Group 8Veterans with income above VA thresholds who agree to pay copays

Source: 38 CFR 17.36.

Toxic exposure screening

Every veteran enrolled in VA healthcare is offered a toxic exposure screening. The screening takes 5 to 10 minutes and is repeated at least once every five years. It identifies potential exposures to burn pits, airborne hazards, Gulf War-related exposures, Agent Orange, radiation, and other toxins.

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You can complete the screening during a primary care appointment. It is separate from the disability compensation process and does not require a claim filing.

What you should do next: Enroll in VA healthcare at VA.gov or by calling 1-877-222-8387. Complete the toxic exposure screening at your next appointment.


How to File a VA Disability Claim as a GWOT Veteran

Filing a VA disability claim as a GWOT veteran uses the same process as any other veteran. VA Form 21-526EZ is the primary application. The PACT Act has made this process simpler for presumptive conditions.

Step-by-step process

Step 1: Gather your evidence.
You need current medical evidence showing your diagnosis, symptoms, and functional limitations. For presumptive conditions under the PACT Act, you do not need a nexus opinion linking your condition to service. You only need proof of diagnosis and proof of service in a covered location.

Step 2: Complete VA Form 21-526EZ.
This is the Application for Disability Compensation and Related Compensation Benefits. You can file online at VA.gov, by mail to the VA Evidence Intake Center, in person at a VA regional office, or through an accredited representative.

See also
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Step 3: Submit your claim.
Filing online is fastest. You can upload supporting documents directly and track your claim status in real time.

Step 4: Attend your C&P exam if scheduled.
VA may schedule a Compensation & Pension exam. For presumptive conditions, the exam focuses on the severity of your condition, not on whether it is service-connected.

Step 5: Receive your decision.
VA will issue a rating decision with your disability percentage and effective date.

GWOT claim prioritization

VA prioritizes GWOT claims for compensation and pension. Under VA’s prioritization criteria, the following claims receive priority processing:

  • A claim from a GWOT veteran within six months of separation

  • A supplemental claim from a GWOT veteran for PTSD where PTSD is not already service-connected

  • An appeal from a GWOT veteran of an initial claim following GWOT service

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This means GWOT veterans can expect faster decisions than the general veteran population in many cases.


Common GWOT Veteran Conditions and Ratings

The most common conditions among GWOT veterans accessing VA healthcare are musculoskeletal ailments, mental health conditions, and ill-defined symptoms. Here are the rating criteria for the most frequently claimed conditions.

PTSD (Diagnostic Code 9411)

PTSD is the signature mental health condition of the GWOT era. It is rated under the General Rating Formula for Mental Disorders at 0%, 10%, 30%, 50%, 70%, or 100%.

RatingKey Criteria
30%Occupational and social impairment with occasional decrease in work efficiency and intermittent periods of inability to perform occupational tasks
50%Occupational and social impairment with reduced reliability and productivity; panic attacks more than once a week; difficulty maintaining effective work and social relationships
70%Occupational and social impairment with deficiencies in most areas; suicidal ideation; obsessional rituals; impaired impulse control
100%Total occupational and social impairment; gross impairment in thought processes or communication
See also
How to File a VA Disability Claim in New Jersey (Step by Step)

Traumatic Brain Injury (TBI)

TBI is considered the “signature wound” of the conflicts in Iraq and Afghanistan. VA rates TBI using a multifaceted evaluation that considers 10 different categories of symptoms, including memory, judgment, social interaction, and motor function.

VA regulations establish that certain conditions diagnosed after service may be held to be proximately due to a service-connected TBI, including Parkinson’s disease, certain types of dementia, depression, and seizures. If you have a service-connected TBI and one of these conditions, the secondary condition may also be service-connected.

Musculoskeletal conditions

Musculoskeletal ailments affect 59.2% of GWOT veterans accessing VA healthcare — the most common category of conditions. Common ratings include:

ConditionDiagnostic CodeCommon Ratings
Lumbosacral strain (back)DC 523710%, 20%, 40%, 50%
Knee limitation of flexionDC 52600%, 10%, 20%, 30%
Knee replacementDC 505530%, 60%, 100% (temporary)
Shoulder limitation of motionDC 52010%, 10%, 20%, 30%

Respiratory conditions under PACT Act

If you served in a covered location and have a diagnosed respiratory condition, it may be presumptive under the PACT Act. These conditions include asthma, chronic bronchitis, COPD, chronic rhinitis, chronic sinusitis, emphysema, interstitial lung disease, pulmonary fibrosis, and sarcoidosis.

See also
How to Submit VA Form 21-526EZ Online: A Complete Step-by-Step Guide

Education Benefits: Post-9/11 GI Bill

GWOT veterans who served on active duty after September 11, 2001, may qualify for the Post-9/11 GI Bill. To qualify, you need at least 90 days of aggregate service on or after September 11, 2001, or you were discharged with a service-connected disability after 30 days of service. You must have an honorable discharge.

The Post-9/11 GI Bill covers:

  • Tuition and fees at approved institutions

  • Monthly housing allowance

  • Books and supplies stipend

  • Up to 36 months of benefits

You can transfer benefits to dependents if you meet the service requirements and make the election while on active duty.


State Benefits for GWOT Veterans

Many states offer specific bonuses and benefits for GWOT service. These are separate from federal VA benefits and require separate applications.

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State GWOT bonuses

StateBenefitDetails
MassachusettsGWOT “Welcome Home” BonusFor active and discharged service members who served after September 11, 2001; payments take 4-6 weeks after application
New Hampshire$100 one-time bonusFor Vietnam, Persian Gulf, and GWOT service; must be NH resident and honorably discharged

Source: Mass.gov; Choose NH.

State benefits vary widely. Contact your state veterans agency or county veterans service officer to learn what GWOT-specific benefits your state offers.


Appeals Process for GWOT Veterans

If VA denies your claim or assigns a rating lower than you believe is correct, you have three decision review options under the Appeals Modernization Act (AMA). You have one year from the decision date to file most appeals and preserve your effective date.

Appeal LaneFormWhen to Use ItNew Evidence?Average Processing
Supplemental ClaimVA Form 20-0995You have new and relevant evidenceYes, required125 days
Higher-Level ReviewVA Form 20-0996VA made an error on the existing recordNo125 days
Board AppealVA Form 10182You want a Veterans Law Judge to decideDepends on docket365–730 days
See also
VA Disability Ratings Guide 2026: Pay by Percentage

GWOT appeals of initial claims following GWOT service are prioritized under VA’s claim prioritization criteria.


Common Mistakes GWOT Veterans Make

1. Assuming you need to prove burn pit exposure caused your condition.
Under the PACT Act, if you have a presumptive condition and served in a covered location, you do not need to prove causation. VA presumes it.

2. Not enrolling in VA healthcare because you feel fine now.
Toxic exposure conditions can take years or decades to manifest. Enroll now so you have access to care if symptoms develop later.

3. Skipping the toxic exposure screening.
The screening documents your exposures in your health record. If you later file a claim, this documentation supports your case.

4. Not filing for secondary conditions.
TBI can cause or aggravate depression, anxiety, sleep disorders, and cognitive impairment. These are separately ratable. PTSD can cause or aggravate hypertension, insomnia, and other conditions.

See also
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5. Filing without current medical evidence.
Old records showing your condition at its mildest do not support a high rating. You need evidence reflecting your current severity.

6. Describing your best day instead of your typical day.
C&P examiners and adjudicators need to understand how your condition affects you on a regular basis.

7. Missing the one-year appeal deadline.
If VA denies your claim, you have one year to appeal and preserve your effective date.

8. Not checking state GWOT bonuses.
Massachusetts, New Hampshire, and other states offer one-time bonuses for GWOT service. These are separate from federal benefits and require separate applications.


Common Questions

Who qualifies as a GWOT veteran?

A GWOT veteran is anyone who served on active duty in support of the Global War on Terror after September 11, 2001. This includes service in Operation Iraqi Freedom, Operation Enduring Freedom, Operation New Dawn, and supporting operations. You must have an honorable discharge or general discharge under honorable conditions.

See also
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What is the PACT Act and how does it help GWOT veterans?

The PACT Act is a 2022 law that expanded VA healthcare and benefits for veterans exposed to burn pits, Agent Orange, and other toxins. For GWOT veterans, it added more than 20 presumptive conditions, expanded healthcare eligibility to all veterans who served in combat zones after 9/11, and required toxic exposure screenings.

What conditions are presumptive under the PACT Act?

Presumptive conditions include brain cancer, gastrointestinal cancer, glioblastoma, head cancer, kidney cancer, lymphoma, melanoma, neck cancer, pancreatic cancer, reproductive cancer, respiratory cancer, asthma, chronic bronchitis, COPD, chronic rhinitis, chronic sinusitis, emphysema, interstitial lung disease, pulmonary fibrosis, and sarcoidosis.

How much does VA disability pay for GWOT veterans in 2026?

GWOT veterans receive the same rates as all veterans. A single veteran receives $180.42 per month at 10%, $1,132.90 at 50%, and $3,938.58 at 100%. These amounts reflect a 2.8% COLA effective December 1, 2025.

How do I file a VA disability claim as a GWOT veteran?

File VA Form 21-526EZ, the Application for Disability Compensation and Related Compensation Benefits. You can file online at VA.gov, by mail to the VA Evidence Intake Center, or through an accredited representative. For presumptive conditions, you do not need to prove a nexus between exposure and diagnosis.

See also
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Can I enroll in VA healthcare if I served in a combat zone after 9/11?

Yes. All veterans who served in Iraq, Afghanistan, or any other combat zone after 9/11 can enroll in VA healthcare. This includes veterans who deployed in support of the Global War on Terror. Enrollment is free and can be done online at VA.gov.

What is a toxic exposure screening?

A toxic exposure screening is a 5- to 10-minute assessment offered to every veteran enrolled in VA healthcare. It identifies potential exposures to burn pits, airborne hazards, Gulf War-related exposures, Agent Orange, radiation, and other toxins. The screening is repeated at least once every five years.

Are GWOT claims prioritized by VA?

Yes. VA prioritizes GWOT claims within six months of separation, supplemental claims for PTSD not already service-connected, and appeals of initial claims following GWOT service.

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What education benefits are available to GWOT veterans?

GWOT veterans who served at least 90 days of aggregate service after September 11, 2001, or were discharged with a service-connected disability after 30 days, may qualify for the Post-9/11 GI Bill. This covers tuition, fees, a monthly housing allowance, and books and supplies.

What state bonuses are available for GWOT veterans?

Massachusetts offers a GWOT “Welcome Home” Bonus for active and discharged service members who served after September 11, 2001. New Hampshire offers a $100 one-time bonus for GWOT service. Other states may offer additional bonuses and benefits. Contact your state veterans agency for details.

Can I get both VA disability and a state GWOT bonus?

Yes. Federal VA disability compensation and state GWOT bonuses are separate programs. Receiving one does not reduce or eliminate the other. You must apply separately for each.

See also
VA Disability Rates 2026: Veteran Alone, With Spouse, With Children

What is the most common disability among GWOT veterans?

Musculoskeletal ailments affect 59.2% of GWOT veterans accessing VA healthcare, making them the most common category. Mental disorders including PTSD affect 55.3%, and ill-defined conditions affect 54.7%.


Key Takeaways

  • A GWOT veteran is anyone who served on active duty after September 11, 2001, in support of the Global War on Terror.

  • More than 1.6 million GWOT veterans have service-connected disabilities.

  • The PACT Act added 20+ presumptive conditions for burn pits and toxic exposures, eliminating the need to prove causation.

  • All veterans who served in combat zones after 9/11 can enroll in VA healthcare.

  • The 2026 VA disability rates range from $180.42 at 10% to $3,938.58 at 100% for a single veteran.

  • PTSD is rated under the General Rating Formula at 0%, 10%, 30%, 50%, 70%, or 100%.

  • TBI is the “signature wound” of GWOT and can cause secondary conditions including depression and cognitive impairment.

  • File VA Form 21-526EZ to claim disability compensation; presumptive conditions require only diagnosis and proof of service in a covered location.

  • Toxic exposure screenings are required for all enrolled veterans at least once every five years.

  • Three appeal lanes exist: Supplemental Claim, Higher-Level Review, and Board Appeal.

See also
How to File a VA Disability Claim in New Jersey (Step by Step)

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