Introduction to BAH Rates
Basic Allowance for Housing (BAH) is essential for military members, as it helps cover housing costs based on various factors. With the changes expected in 2026, understanding how to estimate BAH rates is crucial for budgeting and planning purposes.
Factors Influencing BAH Rates
for the $3,000 Special Allowance
The BAH rates for 2026 cannot be accurately predicted without specific inputs such as pay grade and duty station zip code. For instance, BAH for an E-5 stationed in San Diego differs significantly from that of an O-3 in Fort Bragg. These variations reflect local housing markets and the number of dependents.

Using Online Calculators
⏰ Ends Jan 27, 2026 (while supplies last)
To get updated figures for your specific situation, you can use online calculators. Websites like veteran.com and veterans united provide tools that require inputs like your pay grade and zip code. According to recent updates, BAH rates saw an overall increase of 4.2% this year. Using these calculators allows military personnel to plan more effectively based on current and projected housing allowances.
In conclusion, while the BAH rates for 2026 are subject to various influencing factors, utilizing online resources can help you stay informed and make accurate financial decisions.
